Experiencing a sinking of your fishing boat in Lucas Lake is unfortunate and begs the question, what happens next? The bad news is that your fishing boat has sunk, and the catfish will likely get drunk off your beer supply. The good news is that if you had the foresight to insure your boat, you can get reimbursed for the cost of your boat. While your beer will have to be written off as a loss, you can purchase a new boat or cover the cost of salvaging the sunken one, if that’s possible.
Post-Accident Procedure
Once you have verified that all individuals who were on board are safe, you should immediately call your insurance company. Keep in mind that if your boat sank due to a storm, your insurance provider might be preoccupied with claims from other clients. Patience is crucial here. Be prepared to give them as much information as possible, including pictures if you have any, to prevent any further loss.
The claims adjuster would want to ascertain if the cause of the sinking is covered under your policy. Incidents like accidents, collisions, or natural disasters may be covered. You will be paid according to the limits of your policy. Factors like manufacturing defects, maintenance errors, or even deliberate sinking are typically not covered.
O’Mahony Insurance Agency LLC – Serving Macon, GA
If you are in the Macon, GA, area and require boat insurance, please contact O’Mahony Insurance Agency LLC. Our experienced and friendly agents will do everything possible to help you find the policy that best suits your unique needs.
